Question: My insurance didn't pay me very much. Can you give me an estimate?
Mr./Mrs. Homeowner, we are one of the more expensive contractors in town and we have more business than you can imagine. Would you like to know why?
By law, consumers who have storm damage claims must pay their co-pay to a contractor, regardless. Insurance companies refer to this as a deductible. Co-pays probably average $2,000-$6,000 in your neighborhood. If you’re going to have to, by law, pay your co-pay anyway, what would you prefer to get for your cash outlay? The hands-down highest quality roof that money can buy, or a mediocre roof from a second-rate company doing sub-standard construction to your insurance company’s specs? By the way, we can also finance 100% of your deductible, in most cases.
We have rarely seen a claims adjuster write up a comprehensive scope of work that included every single building component that best practices require. The question is, what do claims adjusters know about minimum construction best practices? Most of them have never been in construction. If they were experts in construction, wouldn’t they own a construction company? We don’t claim to be experts in claims, and they shouldn’t claim to be experts in construction, should they?
Would you rather get the best roof money can buy, or what most everyone else gets, a mediocre roof – for the SAME MONEY OUT OF POCKET? This may require a few moments of your time during your claim to refuse substandard construction, but wouldn't that be worth it? What would you prefer Mr./Mrs. Homeowner?